新中游棋牌

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                                当前位置:百姓购房网 > 购房问答 > 问题
                                您好专家,我想咨询一下,我的公积金已经缴纳半年了,可以用来买二手房吗?还是只能用来购买新房?另外公积金首套房的贷款比例能达到多少?谢谢您!

                                提问时间:2014-5-26 10:27:11新中游棋牌 | 浏览次数:9780次

                                2014-5-26 14:19:23

                                您好,为满足新参加工作职工购房的需求,缴存住房公积金满6个月即可申请住房公积金个人贷款。公积金既可以购买新房,也可以购买二手房。按新规定,目前沈阳使用住房公积金个人住房贷款购买首套普通自住房,套型建筑面积在90平方米(含)以下的,贷款首付比例最低为20%,90平方米(不含)以上的,贷款首付比例不低于30%。居民家庭购买第二套房公积金贷款首付比例由60%提高至65%。利率按基准利率的1.1倍计算。不提供三套房的公积金个人贷款。感谢您对百姓购房网的支持。

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